Dear friends and clients,

The average person will have few injury claims during their lifetime. The insurance adjusters handle hundreds every year. The biggest mistake we see are victims of someone else's neglect try to deal directly with the adjusters thinking the company's sales advertizing is true. The claims business is a separate business from the sale of casualty insurance. Representation does not cost you and you do not save any thing by going it alone against the claims adjuster. 

Call us anytime you have questions or need help solving problems.

Your Friend,

Scott

How to Handle 6 Kinds of Personal-Injury Cases

Different personal-injury situations may require different approaches.  What you need to know to handle them. .

Auto crashes.  These are one of the most common ways to get hurt because of someone else's mistake.  There is a specific procedure for handling auto accidents.  Typically, the police are summoned to the scene to produce an accident report. Always call and get a free consultation at BLS. There are two claims in most crash situations, one for property damage and one for personal injuries.

Do not agree with the at-fault driver if he wants to keep the police and insurance companies out of the matter.  Do not sign anything sent to you by your insurance company or the other driver's insurance company until you are certain of the extent of your injuries-you might sign away your right to have any future medical bills covered.

Slip-and-fall cases.  You will need to prove that your fall was caused by negligence on the part of the home owner, business or government entity responsible for maintaining the property (with the exception of no-fault medical homeowner's insurance claims).  There might not be any negligence if the dangerous condition that led to your fall did not exist until shortly before your accident.

Examples:  If you slipped on the ice in the parking lot outside a store, you must show that the ice was there long enough for the retailer to have known about it and removed it.  If you tripped on an uneven sidewalk, you must prove that the sidewalk had been in disrepair for an extended time.  Testimony from neighbors and other witnesses can be very helpful.

The credibility of the person who is injured is the single most import factor in a slip-and-fall case.  An insurance settlement or victory in court is much more likely if the victim does not exaggerate their injuries and has no history of filing frivolous lawsuits.

Dog bites.  A dog-bite lawsuit or insurance claim is most likely to be successful if