Dear friends and clients,

This issue is focused on helping you to understand the Insurance Claims. BLS will help you with the insurance claims process when you need to know the rules of the process. It is your best interest to work on getting well rather than haggling with the claims adjuster. We are here to help. YOU DO NOT SAVE ANY THING BY NOT GETTING ADVICE AND IN MOST CLAIMS IT DOESNOT COST YOU ANYTHING TO BE REPRESENTED.

When you need help or have questions call your Private Voice Mail Box or email me at scott@professionalproblemsolver.com  to establish a relationship.

Scott

Winning a Personal-Injury Claim

Money for Medical bills, Lost Wages and intangible losses

When you are injured due to someone else's negligence, it is be possible to receive compensation for your medical bills, lost wages and perhaps even for your pain and suffering through either an insurance settlement or the courts.

Types of accidents that could be someone else's fault include car accidents. . slip-and-fall accidents. . Dog bites . . Medical malpractice. . and accidents caused by defective projects.

LIKELIHOOD OF WINNING

There are only a few situations in which it can be relatively easy to receive compensation for injuries..

If you are injured on the property of someone who has homeowner's insurance.  This insurance likely contains a "no-fault" medical component (Listed as Medical Payments on the policy deck sheet) that will pay your medical bills up to the policy limits ($1000 to $25,000 depending on the coverage purchased) even if the accident was your fault.  Ask the home owner to contact his/her insurer.

Similarly, your own auto insurance may have "no-fault" protection that covers medical bills and lost wages regardless of fault in an auto accident. This coverage will be PRIMARY coverage and usually needs to be exhausted before your health coverage will pay claims.

Even if the insurance claim is less than $5,000 the Insurance companies will usually aggressively fight injury claims.

Do not expect it to be easy to recover your losses.  Insurance companies have become extremely aggressive in fighting injury claims in recent years, and personal-injury cases are more difficult to win in court.  You will have to prove that your injuries and your financial losses are as significant as you claim and that the person, business or government entity you blame for your injuries truly is legally responsible.

Also, there might be no point in pursuing a case if the individual responsible for your accident has no insurance and few assets.  BLS will still to help to track other insurance coverage or possibly hidden assets or find other defendants with